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    Advocacy « Education « Leadership

Welcome to the ESMBA

Today, mortgage bankers account for a significant portion of the residential mortgage loan originations nationally. This is also true of New York’s mortgage bankers. The Empire State Mortgage Bankers Association (ESMBA) provides education to its members and supports enhancing property ownership opportunities within our communities. We promote ethical business practices in the spirit of cooperation and healthy competition. Our members consist of educated  & licensed professionals from banks, credit unions, independent mortgage firms and affiliate members from organizations that serve the mortgage industry. 


Not a Member? Join ESMBA Today!

ESMBA provides our Members with the tools and resources necessary to grow their business. We are one voice in Washington & in Albany. Support your industry and join together.

  • Representation
  • Communication
  • Networking

Upcoming Events

Welcome to Our Newest Members

  • 22 Feb 2017 8:17 PM | Edie Tella (Administrator)

    Reminder from ESMBA Legislative Chair, Bonnie, S. Nachamie, Esq.

    The 2016 VOOR report filing information will be available shortly on the NYSDFS website.  Watch your mail for your log-in information and make sure you file on-time.  Since the data requirements are the same as last year’s VOOR, you may want to get a head start on completing the information in anticipation of filing.  At this time, we do not know if the annual filing date will be extended.

  • 23 Jan 2017 8:56 AM | Edie Tella (Administrator)

    Effective immediately, HUD has suspended indefinitely the previously announced rate reduction on annual FHA Mortgage Insurance Premiums (MIP).

    For more information, please see HUD Mortgagee Letter 2017-17.

  • 09 Jan 2017 3:05 PM | Edie Tella (Administrator)

    This Mortgagee Letter (ML) communicates revised annual MIP rates for certain FHA Title II forward mortgages.

    This ML is effective for endorsement of mortgages with a
    Closing/Disbursement date on or after January 27, 2017.
    Closing/Disbursement date refers to the later of the date of the signing of the M01igage, or the date of disbursement of the loan proceeds, as is entered in FHA Connection.


Empire State Mortgage Bankers Association
501 E. Boston Post Rd., Suite 6 | Mamaroneck, New York 10543 | P: 914-341-1869 | F: 888-900-1602 |

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