Today, mortgage bankers account for a significant portion of the residential mortgage loan originations nationally. This is also true of New York’s mortgage bankers. The Empire State Mortgage Bankers Association (ESMBA) provides education to its members and supports enhancing property ownership opportunities within our communities. We promote ethical business practices in the spirit of cooperation and healthy competition. Our members consist of educated & licensed professionals from banks, credit unions, independent mortgage firms and affiliate members from organizations that serve the mortgage industry
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